DO alert your lender if your salary changes from when you took application or if you get a new job. They will verify your employment “again” the day before closing.

DO notify your lender if your address changes from what appears on your original loan application. They will complete rental and mortgage verification for all your residences within the last two years.

DO keep documentation of any large deposits into your bank accounts. Copies of all checks, deposit slips, loan paperwork, ect.

DO notify your lender if you transfer funds from one account to the other.

DO feel free to ask a lot of questions! The more you know the more fun the process wil be.

DON’T acquire any additional lines of credit or make any larger purchase without consulting with your lender FIRST!

DON’T change jobs without speaking to your lender FIRST!

DON’T co-sign with anyone to obtain a line of credit or make a purchase.

DON’T go off and get married without telling your lender!

DON’T even think about going out and looking at homes until you have been fully pre-approved. Putting contracts on homes without a pre-approval is irresponsible!