Here is a list of what mortgage lenders need from a buyer prior to getting pre-qualified for a home. ”All pages” include front and back pages, even if the backside of the document does not appear to contain important information. In order to expedite the paperwork process, start gathering the following items.

Salaried or Hourly Borrower

1. Most recent 2 years personal and business (if applicable) tax returns (all pages)
2. 30 days paystubs
3. W2’s for the most recent 2 years
4. Most recent 2 months bank and or/brokerage statements (all pages)
5. Most recent retirement statement
6. Copy of your photo ID

Self-Employed Borrower

1. Most recent 2 years personal and business (if applicable) tax returns (all pages)
2. Include any 1099 forms for last 2 years (if applicable)
3. Most recent 2 months bank and/or brokerage statements (all pages)
5. Copy of photo ID